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Despite vigorous research on risk communication, little is known about the social forces that drive these choices. Erev, Wallsten, & Neal (1991) showed that forecasters learn to select vague or precise risk estimations as a function of what best serves the group’s
This paper argues that borrowers who are considered to be too risky are excluded from microfinance markets due to credit rationing. Insufficient institutional frameworks imply moral hazard which in turn causes the rationing of credit. Focusing on outreach and pricing issues, it
This study is concerned with the determinants of monetary policy in the ERM countries. We derive a monetary policy rule, an interest rate rule, from a minimization problem faced by the central bank. The loss function trades off costs of interest rate
The Catskill Mountains in southern New York have received some of the most acidic rainfall in the country for the past 50 years. Acid deposition on these thin soils may deplete the concentration of calcium and other essential ions in the soil
The purpose of this master thesis is to design and develop a Location Based Service (LBS) platform for Application Service Providers (ASP). LBS are services that are aware of and tailored to a user’s geographical location. Potential systems that can use this
As barriers to globalization continue to fade, competing globally is not an option, but an economic imperative. While internet allow even the smallest firm’s access to customers, suppliers, and collaborators around the world, it is also believed that e-commerce capabilities are likely
The purpose of this thesis is to investigate if an investor can apply Modern Portfolio Theory (MPT) in order to achieve a higher return than investing in an index portfolio. Combining a strong portfolio that beats the market in the longrun would
Beginning with a brief review of the notion of human-technology relationships, this dissertation suggests a holistic approach toward understanding the complex connection between media technologies and the corresponding mediated experience. The dissertation positions the study on mediated experience among other existing research
Methods for assessment of body composition allow studies of the complex relationships between body composition and the wellbeing of humans. The amount and distribution of adipose tissue is of great importance in these studies. This thesis describes, proposes, and evaluates new methods
Antisense RNAs regulate gene expression in many bacterial systems. The best characterized examples are from prokaryotic accessory elements such as phages, plasmids and transposons. Many of these antisense RNAs have been identified as plasmid copy number regulators where they regulate the replication